DE Underwriter

Company: Platinum Home Mortgage Corporation
Location: Downers Grove
Posted on: November 22, 2021

Job Description:

Description:Job descriptionJoin our team and make an impact. People are the most critical element at Platinum! We are looking for dynamic and energetic FHA DE Underwriters to help us provide the American dream of homeownership. You must already have your CHUMS ID to be qualified. Our underwriting team is a close-knit group who are enthusiastic to get the job done. Platinum is a place you can call home!Primary Responsibilities:Review all documentation submitted as part of the mortgage application process to validate completeness and accuracyRecalculate a borrower's income and expenses based on the documentation provided, information contained in a credit report, and through various verification toolsValidate the existence of sufficient assets required to close the loanReview title and appraisal to ensure both the property value is supported and the title meets agency requirementsReview all derogatory information on the credit report and compare to the information submitted as part of the application processValidate lock rate, LTV, loan program, credit score and other information against guidelinesReview final conditions and approve loans for closingCommunicate with processors, closers, loan officers, branch managers, funders, post-closers and other areas regarding the loan decisioning process and requirements. Requirements:Requirements:Must enjoy working with a company that values its team membersMinimum of five (5) years of underwriting experience spanning FHA, VA, and Conventional productsStrong Experience with Encompass is requiredFHA DE CHUMS ID requiredVA SAR certification preferred (but not required)Strong PC skill with experience in MS OfficeKnowledge of compliance and disclosure requirementsKnowledge of closing, post-closing, and QC responsibilitiesDetail oriented and strong verbal / written communication skillsAbility to work independently and handle multiple priorities under stringent timelinesEqual Opportunity EmployerPlatinum Home Mortgage is proud to be an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status or any other characteristic protected by law.Platinum Home Mortgage is committed to working with and providing reasonable accommodation to individuals with physical and mental disabilities.If you need special assistance or an accommodation while seeking employment, please e-mail recruiting@. We will make a determination on your request for reasonable accommodation on a case-by-case basis.PI151891542

Keywords: Platinum Home Mortgage Corporation, Downers Grove , DE Underwriter, Other , Downers Grove, Illinois